Yes, yes you can!
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How I’m only paying just over $1 for my gym membership
So I know what you’re thinking… if you’re really trying to save money why do you need a gym membership? Well, because I live in Florida where it’s hot and muggy for 10 out of 12 months and I don’t want to run in that stuff!
And yes, I could work out at home, but honestly, it’s hard for me to motivate myself on a regular basis.
So when I can get a gym membership for $1 or less, you bet your sweet biceps I’m going to take it!
The secret to saving money on your gym membership? Health insurance!
My insurance, United Health Care, offers a reimbursement program where they will PAY you $20 per month if you work out 12 times a month. This is a great motivator to continue working out at the gym! And there’s been quite a few times where I have dragged myself to the gym to get that 11th or 12th workout in so I can get that $20. Guilty!
To get the $20, you have to register your gym membership keytag with UHC and be sure you swipe the key tag when you check in at the gym so it can track the number of visits. Once you workout 12 or more times in one calendar month, UHC will deposit the money into your checking account! Cha-ching!
This particular reimbursement program works with several different gyms. My gym membership is with Planet Fitness and costs about $21 a month for the PF Black Card membership (where you get access to the tanning beds, massage chairs, hydromassage beds, and free fitness training). So with the $20 reimbursement, the gym costs me a little over $1/month!
Now if you get the Classic $10/mo PF gym membership, you’re making money!
Aetna offers a similar reimbursement program as United Health Care. Cigna & Blue Cross offer discounts and Silver Sneakers offers a FREE program to those 65 and up. Be sure to check out details by clicking on the links below and also check with your insurance provider for details on any of these programs, as they vary by state.
- United Health Care
- Blue Cross (offers gym discounts)
- Silver Sneakers (free program for those age 65+)