Money Saving

Get Paid to Decluttr!

Hey peeps! I just made $13 and change by getting rid of some old CDs and DVDs with Decluttr!

It’s Super Easy!

What I love most about decluttr is that it’s super easy…

  • download the app
  • scan your DVDs and/or CDs
  • pack them in a box and ship for free via UPS
  • get paid via PayPal or direct deposit. Cha-Ching!💰

What you need to know…

I was a little taken aback at first that not every DVD and CD I scanned was accepted. I’m not sure if it’s because they just aren’t in demand or what, but not all are accepted.

Second, the price I got for my items was anywhere from $.05 to $5.00. For example, I got 5-cents for my Christmas with the Chipmunks CD and $5.00 for my Thin Man DVD set.

So don’t expect to get hundreds of dollars for your items. But if you’re like me and have tons of DVDs and CDs laying around, it can add up!

As you scan all your items, they let you know what’s accepted and the price you’ll get paid. Then you can check out.

You can choose to be paid via PayPal or have the money directly deposited into your checking account. I chose PayPal.

Ready to give decluttr a try? Click on the link below and you’ll get $5 when you complete your first sale!

After You Check Out…

After I checked out, I got a ‘welcome package’ email listing my items I was selling, total to be paid and a UPS shipping label.

I packed everything in a box, printed out the shipping label and dropped off at UPS.

The other DVDs and CDs that weren’t accepted, I just boxed up and donated them to a local charity.

Once decluttr receives your items, they go thru and verify everything. Then you get paid. NOTE: Be sure to have the original DVD and CD case (with artwork cover) for each item you sell!

It took about a week from shipping out to getting money in my PayPal account, so not bad!!

Keep decluttr-ing…

Decluttr also gives you money for old phones, tablets, smart watches, etc. I haven’t tried that yet, but I’ll post my experience if I do!

If you are interested in trying decluttr, click on the link below “get paid to decluttr” and you’ll get $5 when you complete a sale… and I’ll get $5 too!

Money Saving

COVID-19 Auto Insurance Refunds – Are You Getting One?

Several auto insurance providers are putting money back in your pocket due to COVID-19.

With so many staying safer at home, people are driving less, therefore lessening the risk for auto accidents. So in response, most companies are offering reduced premiums, although a couple of companies will be issuing refunds. And the best part… you don’t need to apply for these programs – the refunds and discounts are going to be applied automatically.

Below is a list of several auto insurance companies and a brief synopsis of what they are planning to offer. For more details, please click on the link for your car insurance provider.


Progressive Apron Relief Program

If you have an active personal auto policy at the end of April or May, Progressive will be issuing a 20% premium credit, meaning your bill for the month will be lower. They are offering this in April and May for active policies.


State Farm Good Neighbor Relief Program

State Farm customers can expect to receive what they are calling a Dividend Credit of about an average of 25% of premiums owed during March-May. (This works out to be about $20/month for each insured vehicle).


Liberty Mutual Personal Auto Customer Relief Refund

Liberty Mutual customers with personal auto insurance policies will receive a 15% refund on two months of their auto premium, based on their premium amount as of April 7, 2020.

The refund will be made by check or whatever payment method you used to pay your most recent bill.


The GEICO Giveback

GEICO plans to credit customers 15% for their next full policy term. So when your policy renews, you’ll see a discount of 15%.


Nationwide Premium Refund

Nationwide is offering a one-time premium refund of $50 per policy for personal auto policies active as of March 31, 2020.


Farmers Insurance

Farmers will be reducing April premiums by 25% on Farmers® branded and 21st Century® branded personal auto insurance policies.

This reduction will appear on your next billing statement


Allstate

Allstate auto insurance policy holders will be receiving an average of 15% money back, based on their monthly premium in April and May.

Money will be automatically deposited back to the bank or credit card account which was used for a customer’s most recent payment, or credits will be applied their accounts.


Money Saving

FREE CABLE? For REAL?!

Ok kids, if you are looking for FREE cable, you have to check out Sling TVs Happy Hour!

Just in time for your self-distancing, quarantine pleasure…


Sling TV is offering 50+ LIVE channels and more from 5pm-midnight. Every day. For FREE. No credit card required.

According to Sling TV’s website, you also get a free cloud DVR and… you can watch on up to 3 screens simultaneously (so you can social distance even MORE!)


All you need to get started is an email address. Click below to learn more and start your Happy Hour Slinging today!

CHECK IT OUT!

SLING TV HAPPY HOUR

Credit – SlingTV Photo: Sling TV website

Money Saving

WAIT…Dreams do come true!

A 4-door, dark gray car that gets good gas mileage, is reliable, has an AUX input (so I could listen to Spotify, of course!) and had to either be paid for in cash or given to me…. that was my prayer for four – or maybe more – – years. I even had a picture of the car that I was thinking about posted to my refrigerator as a daily reminder of my dream car.

At that time I was busy paying off credit card debt and didn’t have enough in savings to even start looking for a car, but I prayed anyway.

I had been driving a 2000 Honda Civic with 267,000 miles on it. It had an oil leak so I would have to check the oil weekly to add more. It had no AC and the driver’s side window didn’t roll down — and I’m in Florida, people!!

My little Honda developed many idiosyncrasies… If you accidentally hit the windshield wiper wand, you couldn’t turn the wipers off unless you held the wand ‘just so’. And toward the end, the header lining was disintegrating. And somehow a leak mysteriously developed so whenever it rained, the driver’s side front and back floorboards would get soaked, so I’d have to lug out the shopvac and suck up all the water. No big deal… it only rains EVERY DAY in the summer.

This year I FINALLY had saved up enough money and started looking in June. Miraculously, that little Honda lasted until this past September when it gave up the ghost, conveniently near a Rally gas station!

So my car search intensified quickly!

$5000 was my budget. And I know you’re thinking “what can you buy for $5000?“ but I truly believed I could find a great little car for that amount of money. I did not want to lease or finance a car – – Dave Ramsey would not approve – it had to be cash!

Now I don’t know how many of you have ever tried to buy a car with cash, but it’s not easy when you only have $5000 to work with. Basically you have just a few options – – buy from a mom and pop car dealership, cargurus.com or Facebook marketplace. I was so surprised at how many scammers were out there. And I was also amazed at how many good cars were out there that would get swooped up within minutes of being listed! The whole process was so frustrating! Thankfully I was blessed to have my dad loan me his car while I was on the “hunt“.

I wondered why it was taking so long to find a car, but honestly, it wasn’t even about the car anymore. It was about my trust in God and if I really believed he would give me the desire of my heart.

And it was about waiting, and trusting God.

I got to a point where I was so frustrated with the whole process that I was ready to buy the next semi-decent car that I found. So one Sunday my dad and I went to go see one such car. The car was nothing like what I wanted. It was a 4-door Toyota, but it was white and it was a smoker’s car. The dashboard had carpet on it which covered a dash that was as cracked as the Mohave desert.

And yet I found myself at the owner’s kitchen table saying yes to something that was less than my dream.

It was a Sunday, and I had agreed to go back on a Tuesday and buy the car. That night I hardly slept a wink. I was tossing and turning all night long. I just knew I could not buy that car. It was not the dream I had prayed for. I struggled so much back-and-forth because I wanted a car NOW and I wanted my dad to have his car back.

So the next day, I called the owner and backed out of the deal. I took a deep breath and went back to looking at Facebook marketplace ads. Against all odds, I knew my car was out there. 

… And it was!! Exactly one week later on a Sunday, I went to see a 2013 Hyundai ELANTRA. I knew it was the car the moment I saw it. Dark gray, four-door, Bluetooth, low miles, heated seats, and so much more I never even imagined – – all for $4500 cash!

If God has given you a dream, don’t give up! And don’t settle for less! God is faithful. God goes above and beyond what we ask or even imagine. God gives us the desires of our hearts… even if it’s a dark grey, 4-door car, that’s reliable, gets good gas mileage, has an AUX input and is paid for with cash.

Money Saving

FALL-La-La-La-La!

This post may contain affiliate and/or referral links to products or services, but only things that I truly love, have tried and recommend. See my disclosure policy here.

I’m in a cozy, nesting mode and decorating for Fall!

Here are some of my fabulous fall finds this season…

AMAZON = AMAZING DECOR

I picked up TWO of these 4-pack throw pillow cases. Aren’t they cute?!

Just $16.99 for this 4-pack!

Great quality too!

Just $19.99 for these!

Great Quality!

I was actually blown away by the quality of these pillow covers! They have some substance to them – – they’re not made of thin, chintzy material. And the colors are so vibrant!

They are 18×18 covers, but I put some 20×20 pillows inserts I had and they fit just fine… nice & plump!


BEAUTIFUL BUFFALO PLAID

See the Buffalo Plaid pillows in the back? Got those from Home Depot! It was a 2-pack of pillows (not just the inserts!) for $24.

I’m loving all the Buffalo Plaid out this season and plan to stick with it when I decorate for Christmas. I’ve already purchased a set of throw pillow covers for the Holiday season! (I’ll post pics later)


TARGET FINDS

Another color I’m drawn to this season is this Goldenrod yellow.

I really want this Threshold Throw!

Found all of these on clearance! ❤️❤️❤️


Kirkland’s Bargain Decor!

Found these Fall decor items this week at Kirkland’s! They we’re not only 50% off, but I also got a 30% off Friends and Family discount! Good through this Sunday, 11/3.

So how are you decorating for Fall this year? Colors? Themes? Are you as crazy about the Buffalo Plaid as I am? Let me know!

HAPPY FALL Y’ALL!

– Roxanne

Good Girl Money

Home Decor, Money Saving

Celebrate Fall at Target!

Autumn is here! I was in Target today at the Dollar Spot (now known as Bullseye’s Playground) and spotted these cute, stemless wine glasses! I got a set of 2 for just $3.00! Cheers!!




Turns out that Target has quite a few great Fall decorating items this season for under $15. Check out some of the great finds below…

Welcome guests inside with this fun Threshold 18″X30″ Hello Pumpkin Rubber Doormat – $13.00

And bring some Autumn flair to the powder room with this Threshold 26″x18″ Harvest Cream Pumpkin Tufted Bath Rug – $8.00

| Welcome fall into your home with boho updates  that celebrate the colors and textures of the season. Welcome fall into your home with boho updates that celebrate the colors and textures of the season.

I love these fall soup mugs that come with lids! This wil be perfect to take to work! Only $9.00 for the set of 3

Did you hear? Buffalo Plaid is in this Fall! Get this set of 3 for $9.00

But… I ALSO love this 8ct set of mini fabric pumpkins – just $7.00!

Aren’t these the cutest mugs? AND they come with succulents! Only $5.00 each

Such a cute set of two 17×12″ burlap bags. Perfect for delivering Autumn treats! $10.00

I just love that Target has so many great Autumn inspirations this season… and they won’t break the bank! Happy Fall, Y’all!

Roxanne, good girl money
Money Saving

Smell Good Savings and Five Freebies

This post may contain affiliate and/or referral links to products or services, but only things that I truly love, have tried and recommend. See my disclosure policy here.

You know that I’m all about saving money, so I have to share this great deal with you to celebrate Fall!!!

First of all, I have to say I love Mrs. Meyer’s cleaning products! My favorites are the Basil and Radish countertop cleaning sprays. They make my kitchen smell so good – – and Lord knows it needs it!

Plus I love the fact that their cleaning products are plant-derived with natural essential oils. Win-win! And you know what else? They are just so pretty — love the packaging!

Anyway, Grove Collaborative is allowing me to share with you some pretty fantastic products for FREE with a $20 purchase, but first I want to share with you some of my favorite things!


These are a few of my favorite things…

 

apc_0037

 

Seventh Generation Multi-Purpose Wipes in Garden Mint – $2.99 these smell AMAZING!!! I use them to clean my bathroom sinks and countertops and it smells so minty fresh!

Grove Collaborative Walnut Scrubber Sponge, Set of 2 – $3.95 – I absolutely LOVE these!  One side has a scrubber made of crushed walnuts and the other side is a cellulose sponge.  I use these on everything from glasses and plates to pots and pans!

Mrs. Meyer’s – Fall Trio in Apple Cider – $10.99 which includes:IMG_8227

  • 1 x Seasonal Hand Soap
  • 1 x Seasonal Dish Soap
  • 1 x Seasonal Multi-Surface Cleaner

 

NOTE: I love the Apple Cider multi-surface cleaner so much that I had to buy more to give as Christmas gifts! LOVE LOVE LOVE it!

So, in honor of the Fall Season these are my GIFTS to you when you spend $20:

  • FREE Mrs. Meyer’s – Hand Soap
  • FREE Mrs. Meyer’s – Dish Soap
  • FREE Mrs. Meyer’s – Multi-Surface Cleaner
  • FREE Grove Collaborative – Cleaning Caddy (look how cute it is!)
  • FREE Grove Collaborative – Walnut Scrubber Sponge, Set of 2

That’s right – – everything pictured below FREE with your $20 purchase

IMG_8226
This shows Spiced Pumpkin, but you can choose the scent you like!

How it Works

Once you sign up, your order is set to repeat the following month.  But you don’t have to re-order everything from your current order…Nor do you have to order monthly!  Just go in and remove the items you don’t want and/or add any items you’d like to try.  And if you don’t need anything right away, then adjust it to ship the following month.

There are order minimums though:

  • $10 minimum order for monthly recurring shipments (with $2.99 flat rate shipping)
  • $15 minimum order for “Ship Now” plans (which just means you gotta have it now!) for VIP members (FREE Shipping for VIP members)
  • $30 minimum order for “Ship Now” plans for non-VIP members

Non-VIPs pay a flat rate of $2.99 shipping. VIP members always get shipping FREE.

What’s a VIP member?

  • FREE Shipping! You pay an annual fee of $19.99 – it’s sort of like Amazon where you pay a yearly fee and get free shipping on any purchases.
  • FREE Full-size gifts
  • Early Access – get exclusive access to new and seasonal products at the best prices

Join Today and

get a FREE Mrs. Meyer’s 5-piece set on me, with your first $20 purchase!