Money Saving

Save Money While You Sleep!

This post may contain affiliate and/or referral links to products or services, but only things that I truly love, have tried and recommend. See my disclosure policy here.

I recently came across an app called Digit that looks at your bank account and runs it’s algorithms and seeks out how much it can safely squirrel away into a savings account. I like to consider it the Sherlock Holmes of savings. So far I have saved over $430 since Christmas… And I don’t even miss it!

My favorite part about Digit?

It is super easy to set up! No emails or passwords to remember. You set everything up via text on your cell!

Plus they offer low balance protection and will let you set a threshold where you can automatically have Digit transfer the money back to your checking account. Or you can set a checking account minimum and when your checking account hits that amount, Digit will stop saving money.

You can create any kind of savings goal you want – – an emergency fund, Christmas savings, student loan or credit card debt… (or if you’re like me, even a Starbucks fund!)

What I also love about Digit is they communicate with you and let you know how much they’re going to take out. They also let you know how much is currently in your checking account.

Digit has shown me that on average I can save about $25 per week… my budget allows it!

Automatically saved over $430 in just almost 4 months!

It’s easy to withdraw money when you need it. Just make a request to transfer to your checking account.

I’m using my digit account as a ‘gifts/giving/fun’ money savings account. So I have money for birthday gifts, money to give to someone in need, or to finally buy that bedroom dresser from Ikea that I’ve been wanting!

Is Digit safe?

Personally, I was a little wary about giving them access to my checking account, but they use 256-bit encryption to protect the transmission of your data to their site, so they are secure. AND your funds are held in FDIC insured banks up to a balance of $250,000.

How much does Digit cost?

You can try out Digit FREE for 30 days. After that, it costs $2.99 per month, which is automatically withdrawn from your checking account.

So give Digit a try and see how much you can save in 30 days!

Click here for more money saving ideas!

Use Digit to pay off credit card debt with Digit Pay!

This is a great way if you’re not so self-disciplined to pay off credit card debt. Basically, all you do is create a “pay off credit card debt” goal and then Digit Pay squirrels away money and once a month pays that extra money toward your credit card debt. How cool is that?! Click here for details!

I haven’t tried Digit Pay yet, but if you decide to try it please let me know what you think!

Money Making Apps

I’m an Agent…

This post may contain affiliate and/or referral links to products or services, but only things that I truly love, have tried and recommend. See my disclosure policy here.

So, when I was out of a job for several months I decided to become an agent… a Field Agent.

It’s a nifty little app I stumbled upon that sends you out on missions to capture information at stores like price and quantity of items, taking pictures of displays, etc and you have to answer various questions about the items.

Some jobs are quick and easy.  Some jobs require a lot of picture taking and searching a store.

It’s a great way to make some extra money to pay off debt, pay for your Starbucks addiction or build your Christmas budget!  (only 2 months away people!)


Here are some sample jobs:

  • take photos of rental properties and answer questions
  • Mystery Shop
  • Walmart grocery pickup survey – they seem to have these jobs all.the.time!
  • Audit products/displays
  • Scavenger Hunt
  • …and my favorite…at home surveys.  Once I got paid $1 to sit in my pj’s and give my thoughts on bed linens. lol!

Sometimes there are jobs where you go and buy a product and Field Agent reimburses you in addition to paying you for the job!  Cha-ching!

For example, a few weeks ago I went to Walmart and purchased some Happy Egg Co eggs, took them home and tried them, then reported my feedback on how the eggs tasted, etc and they paid me $3 for the job and $4 and change for the eggs. They even posted my egg review on!! Suhweet!

Field Agent has jobs all over the country, so even when you are traveling you can do it!

The jobs typically pay between $1-$10 each and they pay you via direct deposit into your checking account.  I have earned $409.30 – so this is REAL money that adds up!  (FYI:  You are 1099’d, so if you make over the $600 threshold in a year, you’ll get a 1099-MISC showing your earnings).

Now, before you send your anxious little fingers tapping toward the app store to get this, let me give you a heads up…

  • If you cannot follow directions precisely, this app is not for you
  • If you cannot pay attention to detail, this app is not for you
  • If you are afraid of people or of what people think of you, this app may not be for you
  • If you do not have a smartphone, this app is definitely not for you 🙂

In order to get paid, you must follow the directions of the job to the letter and pay attention to details.  Companies are paying Field Agent for correct information about their products and you may not get paid if you don’t provide the info they ask for.

Also, some jobs are mystery shops and you have to interact with employees.  And some Field Agent jobs require you to take pictures of displays, signage, etc.  I remember one time being in a store and having to take several pics of displays and feeling very self-conscious and uncomfortable!  (but I soon got over that!)

Don’t worry, though, you can pick the jobs you want to do, so you don’t have to interact with people or take pics if you don’t want to!

Anyway, check it out! Click here to watch a video about Field Agent

Below are some screenshots of jobs and earnings.