Money Saving

COVID-19 Auto Insurance Refunds – Are You Getting One?

Several auto insurance providers are putting money back in your pocket due to COVID-19.

With so many staying safer at home, people are driving less, therefore lessening the risk for auto accidents. So in response, most companies are offering reduced premiums, although a couple of companies will be issuing refunds. And the best part… you don’t need to apply for these programs – the refunds and discounts are going to be applied automatically.

Below is a list of several auto insurance companies and a brief synopsis of what they are planning to offer. For more details, please click on the link for your car insurance provider.


Progressive Apron Relief Program

If you have an active personal auto policy at the end of April or May, Progressive will be issuing a 20% premium credit, meaning your bill for the month will be lower. They are offering this in April and May for active policies.


State Farm Good Neighbor Relief Program

State Farm customers can expect to receive what they are calling a Dividend Credit of about an average of 25% of premiums owed during March-May. (This works out to be about $20/month for each insured vehicle).


Liberty Mutual Personal Auto Customer Relief Refund

Liberty Mutual customers with personal auto insurance policies will receive a 15% refund on two months of their auto premium, based on their premium amount as of April 7, 2020.

The refund will be made by check or whatever payment method you used to pay your most recent bill.


The GEICO Giveback

GEICO plans to credit customers 15% for their next full policy term. So when your policy renews, you’ll see a discount of 15%.


Nationwide Premium Refund

Nationwide is offering a one-time premium refund of $50 per policy for personal auto policies active as of March 31, 2020.


Farmers Insurance

Farmers will be reducing April premiums by 25% on Farmers® branded and 21st Century® branded personal auto insurance policies.

This reduction will appear on your next billing statement


Allstate

Allstate auto insurance policy holders will be receiving an average of 15% money back, based on their monthly premium in April and May.

Money will be automatically deposited back to the bank or credit card account which was used for a customer’s most recent payment, or credits will be applied their accounts.


Money Saving

Save Money While You Sleep!

This post may contain affiliate and/or referral links to products or services, but only things that I truly love, have tried and recommend. See my disclosure policy here.

I recently came across an app called Digit that looks at your bank account and runs it’s algorithms and seeks out how much it can safely squirrel away into a savings account. I like to consider it the Sherlock Holmes of savings. So far I have saved over $430 since Christmas… And I don’t even miss it!

My favorite part about Digit?

It is super easy to set up! No emails or passwords to remember. You set everything up via text on your cell!

Plus they offer low balance protection and will let you set a threshold where you can automatically have Digit transfer the money back to your checking account. Or you can set a checking account minimum and when your checking account hits that amount, Digit will stop saving money.

You can create any kind of savings goal you want – – an emergency fund, Christmas savings, student loan or credit card debt… (or if you’re like me, even a Starbucks fund!)

What I also love about Digit is they communicate with you and let you know how much they’re going to take out. They also let you know how much is currently in your checking account.

Digit has shown me that on average I can save about $25 per week… my budget allows it!

Automatically saved over $430 in just almost 4 months!

It’s easy to withdraw money when you need it. Just make a request to transfer to your checking account.

I’m using my digit account as a ‘gifts/giving/fun’ money savings account. So I have money for birthday gifts, money to give to someone in need, or to finally buy that bedroom dresser from Ikea that I’ve been wanting!

Is Digit safe?

Personally, I was a little wary about giving them access to my checking account, but they use 256-bit encryption to protect the transmission of your data to their site, so they are secure. AND your funds are held in FDIC insured banks up to a balance of $250,000.

How much does Digit cost?

You can try out Digit FREE for 30 days. After that, it costs $2.99 per month, which is automatically withdrawn from your checking account.

So give Digit a try and see how much you can save in 30 days!


Click here for more money saving ideas!

Use Digit to pay off credit card debt with Digit Pay!

This is a great way if you’re not so self-disciplined to pay off credit card debt. Basically, all you do is create a “pay off credit card debt” goal and then Digit Pay squirrels away money and once a month pays that extra money toward your credit card debt. How cool is that?! Click here for details!

I haven’t tried Digit Pay yet, but if you decide to try it please let me know what you think!

Money Saving

Bonus for Buying non-GMO products!

This post may contain affiliate and/or referral links to products or services, but only things that I truly love, have tried and recommend. See my disclosure policy here.

I just earned bonus cash on Ibotta. Want in? Download the app and get your $10 welcome bonus! https://ibotta.com/r/asasbhg

Woohoo! Just earned a bonus for buying non-GMO products! And you can too…PLUS get a $10 welcome bonus when you download the Ibotta app!

Want more info about Ibotta? Click here!

Money Saving

Can you get paid to workout?

Yes, yes you can!

This post may contain affiliate and/or referral links to products or services, but only things that I truly love, have tried and recommend. See my disclosure policy here.

How I’m only paying just over $1 for my gym membership

So I know what you’re thinking… if you’re really trying to save money why do you need a gym membership? Well, because I live in Florida where it’s hot and muggy for 10 out of 12 months and I don’t want to run in that stuff!

And yes, I could work out at home, but honestly, it’s hard for me to motivate myself on a regular basis.

So when I can get a gym membership for $1 or less, you bet your sweet biceps I’m going to take it!

The secret to saving money on your gym membership?  Health insurance!

My insurance, United Health Care, offers a reimbursement program where they will PAY you $20 per month if you work out 12 times a month. This is a great motivator to continue working out at the gym! And there’s been quite a few times where I have dragged myself to the gym to get that 11th or 12th workout in so I can get that $20. Guilty!

To get the $20, you have to register your gym membership keytag with UHC and be sure you swipe the key tag when you check in at the gym so it can track the number of visits.  Once you workout 12 or more times in one calendar month, UHC will deposit the money into your checking account! Cha-ching!

This particular reimbursement program works with several different gyms. My gym membership is with Planet Fitness and costs about $21 a month for the PF Black Card membership (where you get access to the tanning beds, massage chairs, hydromassage beds, and free fitness training). So with the $20 reimbursement, the gym costs me a little over $1/month!

Now if you get the Classic $10/mo PF gym membership, you’re making money!


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OTHER OPTIONS

Aetna offers a similar reimbursement program as United Health Care.  Cigna & Blue Cross offer discounts and Silver Sneakers offers a FREE program to those 65 and up.  Be sure to check out details by clicking on the links below and also check with your insurance provider for details on any of these programs, as they vary by state.

If you’ve found this info helpful, please feel free to like, comment and share this article with family and friends! Thanks!